PF Return Filing with Tax Pal Solutions
Managing Provident Fund (PF) returns is a legal responsibility for every eligible employer in India. At Tax Pal Solutions, we simplify this process by ensuring accurate, timely, and fully compliant PF return filing for your business.
What is PF Return Filing?
PF Return Filing refers to the monthly and annual submission of employee PF contributions to the Employees’ Provident Fund Organisation (EPFO). Employers are required to file an Electronic Challan cum Return (ECR) with complete details of employee wages, contributions, and statutory dues.
Accurate and timely filing not only keeps you compliant but also builds employee trust by securing their retirement benefits.
Key Features of Our PF Filing Service
- Expert guidance on EPF compliance and filing norms
- Error-free ECR preparation and upload through the EPFO portal
- Deadline reminders to avoid penalties
- Complete breakdown of employer and employee contributions
- Support for record-keeping, forms, and documentation
PF Contribution Structure
Here’s how contributions are generally divided between the employee and employer:
| Contribution Type | Rate of Contribution | Credited To | Special Notes |
|---|---|---|---|
| Employee’s Share (EPF) | 12% of Basic Wages | EPF Account (A/c 1) | Full share goes to EPF |
| Employer’s Share (EPF) | 3.67% of Basic Wages | EPF Account (A/c 1) | Balance after EPS allocation |
| Employer’s Share (EPS) | 8.33% of Basic Wages | Pension Scheme (A/c 10) | Capped at ₹1,249.50 (on ₹15k wage ceiling) |
| EDLI Contribution | 0.5% of Basic Wages | EDLI Scheme (A/c 21) | Capped at ₹75/month |
| EPF Admin Charges | 0.5% of Basic Wages | Admin (A/c 2) | Minimum ₹500 for contributory units |
| EDLI Admin Charges | 0.001% of Basic Wages | Admin (A/c 22) | Minimum ₹2 |
Note: For certain small establishments, contribution rates may be reduced to 10%.
Benefits of Timely PF Return Filing
- Compliance Assurance – Avoid penalties and legal disputes
- Tax Advantages – Employer’s contributions are deductible, and employee contributions qualify for Section 80C benefits
- Streamlined HR Records – Organized payroll and employee contribution data
- Improved Reputation – Demonstrates commitment to employee welfare and financial security
PF Return Filing Due Dates
| Filing Type | Period Covered | Due Date |
|---|---|---|
| Monthly PF Payment & ECR | 1st – End of Month | By 15th of next month |
| Annual Return (April–March) | Entire Financial Year | By 30th April of following year |
Documents Required
To file PF returns, the following records are needed:
- Salary Register / Payroll reports
- Employee details with PF numbers & wages
- ECR (Electronic Challan cum Return) from EPFO portal
- PF Challan Payment Receipt
- Bank Statements (PF contribution payments)
- Attendance Records
- Form 3A & Form 6A (system-generated from EPFO)
Process of PF Return Filing with Tax Pal Solutions
- Employer Portal Login – Access EPFO Unified Portal
- ECR File Preparation – Generate monthly return file from payroll data
- File Upload & Validation – Submit ECR online and resolve errors (if any)
- TRRN Generation – Obtain Temporary Return Reference Number
- Challan Preparation – Finalize contribution summary
- Payment Processing – Make online payment via net banking
- Acknowledgement Download – Secure confirmation and challan receipt
What Happens if You Miss Deadlines?
- Interest @ 12% p.a. on late payments (Section 7Q)
- Penalties 5%–25% p.a. depending on delay duration (Section 14B)
- Possible legal action, prosecution, and property attachment for repeated defaults
Cost Structure (Indicative)
| Component | Example Amount (for 10 employees @ ₹15,000 basic) |
|---|---|
| EPF Admin Charges (0.5%) | ₹750 |
| EDLI Contribution (0.5%) | ₹750 |
| EDLI Admin Charges (0.001%) | ₹2 |
| Total EPFO Filing Charges | ₹1,502 |
| Professional Consultant Fee | ₹1,000 – ₹5,000 |
| Estimated Total | ₹3,502 (approx.) |
Why Choose Tax Pal Solutions?
- Dedicated experts with proven compliance support
- Assistance for businesses of all sizes and industries
- Transparent pricing with no hidden costs
- Reliable, timely, and professional PF return filing
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